Cunningham Insurance - Individual And Group Benefit Solutions

Individual And Group Benefit Solutions

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Welcome to Cunningham Insurance

Home of the trusted life agent

Health Insurance Quote

Five reasons to purchase your health coverage from Cunningham Insurance

1) We Guarantee the lowest priced health coverage allowed by law.

Prices are regulated so no one (including insurance providers) can offer plans for less than Cunningham Insurance

2) We provide easy-to-use online tools

Request a quote and communicate via email
Educational information at your fingertips
Simple online and phone applications

3) We offer free agent support before, during and after your plan enrollment

We help you select the right plan for your budget
We guide you in signing up for a plan, by the method your most comfortable with.
We continue to be your agent long after the enrollment so you’ll have an independent and trusted voice to explain your coverage.

4) We never charge you for our service

All services at Cunningham Insurance are free. If we help you sign up, we receive a commission from the insurance provider. This commission will never come out of your monthly premium or be charged to you.

5) You will be supporting a family owned and operated business

We are Traditional Catholic Family in East Texas and as such, God is first in our lives.
You will never be a number in the crowd with us
We truly appreciate your business

We’re here to help you find affordable solutions

We serve a large segment of the population from individuals to small group employers. From Medicare to Long Term Care we’re here to help you find the solution(s) that fits your needs and budget the best. The Health Insurance market is continuously changing and becoming more and more complex, but our mission doesn’t change. We’re here to help you make sense of the complexities of the health insurance market, and help you find a solution that provide you the coverage you need at the best possible cost. You may ask yourself “How can we do this?” Since rates are standardized and many agents and websites have access the exact same coverage at the exact same price.

Consider the scalpel, in the hands of a skilled surgeon it can bring healing and relief, but in the hands of an amateur it could bring injury or death. The scalpel doesn’t change it’s the knowledge of the person using it that changes. Likewise, anyone can purchase insurance but the guidance of a trained profession could mean the difference between peace of mind and a costly mistake.

The price of going uninsured could cost you everything

The number one cause of personal bankruptcy continues to be medical bills. The two worst types of health insurance policies are: the one you wish you had but don’t and the one you can’t afford to keep.

The cost of medical care is sky-high in America and and as a result the cost of health insurance is also sky-high. Everyone likes to play the blame game with this topic, but at the end of the day the everyone collectively is to blame for the current medical climate. The only thing that is going to change this situation is you the consumer. You need to know what options are available to you and how much risk you can financially bare.

Request a Medicare Consultation

Understanding your Medicare options

Enrolling in Medicare doesn’t have to be confusing

you don’t need to become a Medicare expert and spend countless hours learning every aspect of Medicare. Turning 65 shouldn’t be stressful, we’re here to help you make the Medicare transition an easy one.

The first step to understanding Medicare is knowing when you need to enroll.

Most people need to enroll when they turn 65. If you are already receiving a Social Security income than you will be automatically enrolled in Part A and B. If you are not receiving social security income, you may enroll 3 months before your birthday and up to 3 months after your birthday month. If you miss your enrollment period you may have permanent penalties.

The Next Step:

You need to understand some fundamentals about your Medicare benefits and how to minimize your costs. Click on the Learn More Now button below or call now and let us we walk you through your Medicare transition.

Begin shopping for a Medicare Advantage Plans

Instantly shop Medicare Advantage plans and Prescription Drug Plans in your area by using our CMS approved and monitored web-page – Medicareful.

Side-by-side Medicare Supplement Quote from multiple companies

Simply answer four easy questions and you’ll instantly see your rates.

We’re real people treating our clients like they are our friends not a commodity. With your side-by-side Medicare Supplement quotes, there are no strings attached, you see the rate period. If you are interested in the rate you’ll either call or request more information. If you request more information you will receive one phone call and/or email from us. If you don’t respond, neither do we, our goal is to be there when you need us and not around when you don’t need us.

Get your report now

Instant Term Life Quote

Term Life

Term Life is a protection only option. Typical best fit: Low premium option for a temporary need. Features: – Lowest initial premium for desired protection amount. – Fixed premiums for a selected period of time. – Ideal for mortgage protection, college debts, income replacement, and raising children.

Universal Life

Universal Life is a protect and save option. Typical best fit: Medium cost option for permanent needs. Features: – Permanent or temporary solutions – Insurance cost may be lower over a longer period of time than term solutions – Great for estate planning, child coverage, endowment creation, maximizing pension payment, – Flexible premiums – Cash value accumulation

Whole Life

Whole Life is a protect and save option. Typical best fit: Guaranteed rates for life. Features: – Premium never changes – Coverage never runs out – Cash value – Great for supplemental retirement income, final expenses, and estate planning

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