By texting Cunningham Insurance at (903) 7639015, you agree to receive customer care messages from Cunningham Insurance. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary. Visit https://trustedlifeagent.com/privacy-policy/ to see our privacy policy and https://trustedlifeagent.com/privacy-policy/ for our Terms of Service.
Welcome to Cunningham Insurance
Home of the trusted life agent
We serve a large segment of the population from individuals to small group employers. From Medicare to Long Term Care we’re here to help you find the solution(s) that fits your needs and budget the best. The Health Insurance market is continuously changing and becoming more and more complex, but our mission doesn’t change. We’re here to help you make sense of the complexities of the health insurance market, and help you find a solution that provide you the coverage you need at the best possible cost. You may ask yourself “How can we do this?” Since rates are standardized and many agents and websites have access the exact same coverage at the exact same price.
Consider the scalpel, in the hands of a skilled surgeon it can bring healing and relief, but in the hands of an amateur it could bring injury or death. The scalpel doesn’t change it’s the knowledge of the person using it that changes. Likewise, anyone can purchase insurance but the guidance of a trained profession could mean the difference between peace of mind and a costly mistake.
The number one cause of personal bankruptcy continues to be medical bills. The two worst types of health insurance policies are: the one you wish you had but don’t and the one you can’t afford to keep.
The cost of medical care is sky-high in America and and as a result the cost of health insurance is also sky-high. Everyone likes to play the blame game with this topic, but at the end of the day the everyone collectively is to blame for the current medical climate. The only thing that is going to change this situation is you the consumer. You need to know what options are available to you and how much risk you can financially bare.
you don’t need to become a Medicare expert and spend countless hours learning every aspect of Medicare. Turning 65 shouldn’t be stressful, we’re here to help you make the Medicare transition an easy one.
Most people need to enroll when they turn 65. If you are already receiving a Social Security income than you will be automatically enrolled in Part A and B. If you are not receiving social security income, you may enroll 3 months before your birthday and up to 3 months after your birthday month. If you miss your enrollment period you may have permanent penalties.
You need to understand some fundamentals about your Medicare benefits and how to minimize your costs. Click on the Learn More Now button below or call now and let us we walk you through your Medicare transition.
We’re here to help you select a Medicare Advantage plan and Prescription Drug Plan that provides the benefits you’re looking for. Get started today!
Simply answer four easy questions and you’ll instantly see your rates.
With your side-by-side Medicare Supplement quotes, there are no strings attached, you’ll see the rate and nothing more. If you like the rate you’ll either call or request more information.
Term Life is a protection only option. Typical best fit: Low premium option for a temporary need. Features: – Lowest initial premium for desired protection amount. – Fixed premiums for a selected period of time. – Ideal for mortgage protection, college debts, income replacement, and raising children.
Universal Life is a protect and save option. Typical best fit: Medium cost option for permanent needs. Features: – Permanent or temporary solutions – Insurance cost may be lower over a longer period of time than term solutions – Great for estate planning, child coverage, endowment creation, maximizing pension payment, – Flexible premiums – Cash value accumulation
Whole Life is a protect and save option. Typical best fit: Guaranteed rates for life. Features: – Premium never changes – Coverage never runs out – Cash value – Great for supplemental retirement income, final expenses, and estate planning
Many individuals delay purchasing Life Insurance for several reasons such as: It’s too expensive, they won’t qualify, they […]
Hypothetical of two students starting a Whole Life policy with a $100.00 monthly premium. The hypothetical is based […]
Many parent are uneasy when it comes to thinking about Life Insurance for their children. No loving parent wants to […]
